iCop Internet Marketing Trade Journal
Keeping You Up to Date on Internet Marketing

ISSN: 1549-036XVolume V - Issue 47: December 10, 2007

Published by: jl scott, Director
International Council of Online Professionals

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EXCELLENCE can be attained if you - CARE more than others think is wise - RISK more than others think is safe - DREAM more than others think is practical - and EXPECT more than others think is possible.

~ Claude T. Bissell ~


“Help Us Help Kids and Be a Part of Internet History ”

Needy Children Need YOU! Be a Christmas Angel today!

The 7th Annual Internet Toy Drive

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www.internettoydrive.org


Message From jl


I'm sure everyone is waiting with bated breath to hang on my every word today - and, I got nuthin'! Well, maybe not nuthin'. I'll just start writing and we'll see what comes out.

It IS very quiet out there, except for the normal, “Hu-rry, Hu-rry, HU-RRY!” nonsense. Tell ya the truth, right now, I'm simply ignoring it.

In fact, I think most people are ignoring it, whether online or in the stores down on Main Street. I went to Wal-Mart for vitamins, yesterday, and the place was practically empty. I've seen more people than that in there in the middle of July!

I do believe those stores had better bring down their outrageous prices PDQ if they expect to have much of a Christmas season.


I suppose it isn't all the stores' fault, though. I heard about some moron who stood in line for four hours on Black Friday to pay $250 for a Nintendo for his kid. Why? To SAVE another $250! The regular price on that damn Nintendo was $500!

Good GRIEF! No WONDER people are growing up without thoughts about the worth of things. If you want it, you find some way to get it. It's this kind on insane thinking that has brought about the subprime home loans crisis in this country.

First you have to have the companies willing to run the scam (and it WAS a scam) - then you just need people who demand instant gratification of things they can't afford.

Do I feel sorry for them? Not on your life! Didn't they read their contracts? Did they REALLY believe they could handle a 30% increase in their house payments in just a few years' time?

I can answer that and the answer is ... they didn't think about it at all! They only looked at the starting payment and thought the rest would magically appear at the appropriate time.

Now, of course, many of them will be bailed out and, once again, no consequences are experienced. NOR, will the companies who pulled this crap suffer the consequences THEY deserve for preying on half-wits.

I suppose I'll lose a few readers for this position. Someone is bound to be involved in this mess and feeling like a victim. (sigh) But, for Heaven's SAKE - what does it take to get people to act responsibly rather than like spoiled children?

Too late, I guess. Case in point: the dad standing in line for four hours to buy his kid a $500 Christmas gift for a mere $250. (On credit, no doubt.) We go to a lot of trouble to raise these spoiled brats!


I wonder if it ever occurred to him to spend a little less on such a gift and donate some of that money so some other kids could have just ONE small gift on Christmas morning.

Does he ever think about all the kids who have NOTHING while he spends that kind of money on electronic junk for his son? I doubt it.

I imagine the kid is making demands for that Nintendo, while others would be thrilled to death for a matchbox car. How many of those do you suppose he could buy for just half of that $250?

Please donate to the Internet Toy Drive, so some other kids won't go without a single toy on Christmas morning:

www.internettoydrive.org


Ah, gee ... And, I said I was going to stick with the Holiday Spirit the rest of this year. LOL Think what I'll be like at New Years!


Redneck Picture of the Week

Redneck Weenie Roast



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Have a fabulous week, and ... keep on keepin' on!

Smile  jl

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“Watch Your Money Accounts”
Copyright © 2007, jl scott


I've heard three recent horror stories from folks having their credit or debit card information stolen and used. I'm sure this will become ever more prevalent over the holiday period.

Here's a tip that will spare you the horrendous surprise of finding your entire bank account wiped out, bouncing payments, etc. Or, having your credit card declined because someone shot it to the top.

It's really very simple.


First be SURE you have a good anti-virus program, a good firewall and a good anti-spyware program on your computer. Then, sign-up to be able to access your bank accounts and credit cards online.

Then, your first official act when you go to your computer each day should be to check ALL your accounts. If you see any activity you don't know about, CALL - don't write - your bank or credit card company immediately.

If someone has been using your accounts, they'll be stopped within 24 hours of the time they started. This will save YOU untold aggravation!

Once you have everything set up, it's just a matter of making this daily check a HABIT. It only takes a few minutes (depending on how many accounts you have) and it's worth every second of time you spend on it.

If you don't believe me, ask any one of those three people I mentioned above if they wish THEY had done that! I do it every day without even thinking about it.

It also has another perk. You see your credit card balances every day. Seeing it tends to slow down that spending. Or, at least, spend with a bit more thought.

If it's your banking information, you will actually stop it before the money is paid out. Then, you not only don't lose your own money, you don't have to deal with all the service charges that will develop if you don't know your account has been pirated.


I've done this for years. While my email is being downloaded every morning, I open my web browser and check all the accounts. It's become so habitual, I don't even think about it.

In this day and age, it isn't even a matter of IF this will happen to you. There are a bazillion ways for scum bags to get your account information. So, it's just a matter of WHEN you get to deal with it.

Stay on top of your money. Check your accounts EVERY day!


This article may be republished using the copyright and the following attribution statement:

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dr. jl scott is the Founder of the International Council of Online Professionals (iCop™) - and also the publisher of the Internet Marketing Trade Journal.™ Tired of online scams - programs that don't pay - lack of refunds? Learn who to do business with - and who to avoid on the Internet. Subscribe to iCop's FREE ezine: www.i-Cop.org/trade-journal.htm
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"And, Furthermore ..."

"Life is truly a ride. We're all strapped in, and no one can stop it. As you make each passage from youth to adulthood to maturity, sometimes you put your arms up and scream, sometimes you just hang onto the bar in front of you. But the ride is the thing. I think the most you can hope for at the end of life is that your hair's messed, you're out of breath, and you didn't throw up." - Jerry Seinfeld


Leaving You With a Smile


You Might be a Scrooge if...


*  You turn on the lawn sprinklers on Christmas Eve to keep carollers away.

*  You buy all of your Christmas gifts at a store that also sells gas.

*  Your favorite Christmas ornament depicts Santa Claus shooting a moon.

*  Your favorite Christmas movie is "Jurassic Park".

*  You get your Christmas Tree from a rest stop at night.

*  You think "Ho, Ho, Ho" is a line from a Rocky movie.

*  Your idea of Christmas dinner is a six pack of beer and a cheese log.

*  Your only contact with three spirits on Christmas Eve is gin, brandy, and bourbon.

*  You use your Christmas Club money to buy wrestling tickets.

*  Your only holiday decoration is a rotting pumpkin.

*  Your favorite Christmas tradition involves a bonfire and reindeer meat.
Smile


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Thank You For Reading!  Have a Terrific Week!


Internet Marketing Trade Journal(TM) is published solely by dr. jl scott, Director of the International Council of Online Professionals (iCop) and may not reflect the opinion of all iCop members.

Material in the "Leaving You With a Smile" column may be copyrighted by unknown persons.

We accept no responsibility for your use of any contributed information contained herein. All of the information presented in the Internet Marketing Trade Journal(TM) is published in good faith. Any comments stated in this newsletter are strictly the opinion of the writer or publisher.

We publish all advertising in good faith but offer no guarantees. Please do your own due diligence in ANY transaction.

We reserve the right to edit and make suitable for publication, if necessary, any articles published in this newsletter.

We reserve the right to publish all reader comments, including the name of the writer. Reported survey results will NOT use the names of the contributors.

jl scott, ph.d., Director
International Council of Online Professionals (iCop™)

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